WHY USE US
Why Use Us
The reasons this exists rather than a spreadsheet or an off-the-shelf app.
Your money stays yours to see
No bank login is ever requested. Paisa never asks for a net-banking password, a UPI PIN or a card number, and it cannot move money. Accounts in Paisa are labels on a ledger, nothing more.
Nothing is quietly rewritten
Every change is recorded with what the value was before and after. An imported entry keeps the figure the bank sent even if you correct it later, so the original is always recoverable.
It learns your categories, once
Confirm a payment with “apply to future” and the next payment to the same merchant or UPI ID files itself. Rules only ever affect future payments — nothing you already reviewed is rewritten.
Built for how Indian banks actually report
Statement imports understand the wrapped narrations SBI produces and the hyphenated UPI strings HDFC produces, including the running-balance column, which is used to check that every amount was read correctly.